Maple Key Mortgages

Free Tools · Calgary & Alberta

Mortgage Calculators

Canadian-specific mortgage tools built for Alberta homebuyers — stress test included. See real numbers before you speak to a lender.

Stress test built inCanadian semi-annual compoundingAlberta-specific defaultsFree — no signup required

Affordability & Stress Test

See exactly what you qualify for under OSFI's qualifying rate

$
$
$
5.14%
3%9%
25 years
530

Maximum Purchase Price

$559,494

Based on stress test qualifying rate

Stress Test Rate7.14%
Max Mortgage (GDS 39%)$479,494
Monthly Payment at Contract Rate$2,827/mo
Est. Property Tax / mo$350/mo
CMHC Insurance$14,864
TDS Ratio38.3%
✓ Likely to Qualify
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No credit pull required to start

Results are estimates for educational purposes only. Actual qualification is subject to full lender underwriting, credit review, and current rate availability. Speak with a licensed mortgage broker before making any financial decision. © Maple Key Mortgages — Licensed Mortgage Brokerage, Alberta.

What To Do With Your Numbers

These calculators give you a realistic picture. A broker turns that picture into an actual approval.

Affordability result

Share your numbers with a broker. They'll match you to lenders whose criteria fit your profile — before any credit pull.

Get Pre-Approved

Self-employed result

See which lender tier applies to you, then talk to a broker who specialises in self-employed income documentation.

Self-Employed Mortgage

Renewal break-even result

If the math shows savings, a broker shops the full market in 48 hours — and often beats rates you can find on your own.

Mortgage Renewal

Ready to Turn Your Numbers Into an Approval?

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Get Pre-Approved Call (403) 536-9824